Saturday, May 19, 2012

640 Bridge Street
Owatonna, Minnesota
507-455-BANK

Personal Rates

Personal Rates

PERSONAL CHECKING WITH INTEREST

Minimum Balance Interest Rate Annual Percentage Yield*
Smart Rate Money Market
$0.01 $24,999.99 0.25% 0.25%
$25,000.00 $49,999.99 0.40% 0.40%
$50,000.00 $89,999.99 0.60% 0.60%
$90,000.00 And above 0.80% 0.80%
Minimum deposit to open is $25,000.00
Prime Checking
$0.01 $4,999.99 0.10% 0.10%
$5,000.00 $9,999.99 0.15% 0.15%
$10,000.00 And above 0.25% 0.25%
Minimum deposit to open is $5,000.00
"55" Classic Checking (55 Years or Older)
$0.01 $4,999.99 0.10% 0.10%
$5,000.00 $9,999.99 0.15% 0.15%
$10,000.00 And above 0.25% 0.25%
Minimum deposit to open is $50.00
Classic Checking With Interest
$0.01 And above 0.10% 0.10%
Minimum deposit to open is $50.00
Health Savings
$0.01 $4,999.99 0.50% 0.50%
$5,000.00 $9,999.99 0.75% 0.75%
$10,000.00 And above 1.00% 1.00%

*APY for checking accounts is based on interest compounding monthly.

INTEREST RATE, ANNUAL PERCENTAGE YIELD AND EARNINGS CREDIT ARE SUBJECT TO CHANGE

PERSONAL SAVINGS ACCOUNTS

Minimum Balance Interest Rate Annual Percentage Yield*
Classic Savings
$0.01 $4,999.99 0.10% 0.10%
$5,000.00 $9,999.99 0.15% 0.15%
$10,000.00 And above 0.25% 0.25%
Minimum deposit to open is $200.00
Early Saver Savings (18 Years or Younger)
Personal $25.00 0.25% 0.25%
Minimum deposit to open is $25.00

*APY for savings accounts is based on interest compounding quarterly.