Interest Rates

We closely monitor local market conditions in order to provide the most competitive rates in the area.

Deposit Rates

*Annual Percentage Yield (APY) for checking and savings accounts is based on interest compounding monthly.

Automatic Renewable Certificates ¹

Comparison table of Automatic Renewable Certificates ¹

Min. Opening Deposit	Balance/Term	Interest Rate	APY*
$1,000.00	5 Years	1.50%	1.50%
$1,000.00	4 Years	1.40%	1.40%
$1,000.00	3 Years	1.30%	1.30%
$1,000.00	2 Years	1.20%	1.20%
$1,000.00	1 Year	1.15%	1.15%
$1,000.00	182 Days	1.10%	1.10%
$1,000.00	91 Days	1.10%	1.10%

CD Specials ¹

Comparison table of CD Specials ¹

Min. Opening Deposit	Balance/Term	Interest Rate	APY*
$5,000.00	15 Month	4.55%	4.63%
$5,000.00	9 Month	5.05%	5.15%

Smart Rate Money Market

Comparison table of Smart Rate Money Market

Min. Opening Deposit	Balance/Term	Interest Rate	APY*
$25,000.00	$0.01 – $24,999.99	0.30%	0.30%
$25,000.00	$25,000.00 – $49,999.99	0.70%	0.70%
$25,000.00	$50,000.00 – $89,999.99	0.85%	0.85%
$25,000.00	$90,000.00 and above	1.00%	1.00%

Prime Checking

Comparison table of Prime Checking

Min. Opening Deposit	Balance/Term	Interest Rate	APY*
$5,000.00	$0.01 – $4,999.99	0.20%	0.20%
$5,000.00	$5,000.00 – $9,999.99	0.25%	0.25%
$5,000.00	$10,000.00 and above	0.30%	0.30%

55 Classic Checking (55 Years or Older)

Comparison table of 55 Classic Checking (55 Years or Older)

Min. Opening Deposit	Balance/Term	Interest Rate	APY*
$50.00	$0.01 – $4,999.99	0.20%	0.20%
$50.00	$5,000.00 – $9,999.99	0.25%	0.25%
$50.00	$10,000.00 and above	0.30%	0.30%

Classic Checking with Interest

Comparison table of Classic Checking with Interest

Min. Opening Deposit	Balance/Term	Interest Rate	APY*
$500.00	$0.01 and above	0.30%	0.30%

Kasasa Cash

Comparison table of Kasasa Cash

Min. Opening Deposit	Balance/Term	Interest Rate	APY*
$50.00	$0.01 – $25,000.00	3.92%	4.00%
$50.00	$25,000.01 and above	0.15%	0.15%
$50.00	Nonqualifying rate any balance	0.03%	0.03%

Disclosure

Health Savings

Comparison table of Health Savings

Min. Opening Deposit	Balance/Term	Interest Rate	APY*
$50.00	$0.01 – $4,999.99	0.20%	0.20%
$50.00	$5,000.00 – $9,999.99	0.25%	0.25%
$50.00	$10,000.00 and above	0.30%	0.30%

Classic Savings

Comparison table of Classic Savings

Min. Opening Deposit	Balance/Term	Interest Rate	APY*
$50.00	$0.01 – $4,999.99	0.20%	0.20%
$50.00	$5,000.00 – $9,999.99	0.25%	0.25%
$50.00	$10,000.00 and above	0.30%	0.30%

Early Saver Savings (Younger than 18)

Comparison table of Early Saver Savings (Younger than 18)

Min. Opening Deposit	Balance/Term	Interest Rate	APY*
$25.00	Personal	0.30%	0.30%

Kasasa Saver

Comparison table of Kasasa Saver

Min. Opening Deposit	Balance/Term	Interest Rate	APY*
$50.00	$0.01 – $50,000.00	0.75%	0.75%
$50.00	$50,000.01 and above	0.15%	0.35%
$50.00	Nonqualifying rate any balance	0.03%	0.03%

Disclosure

Business Money Market Savings

Comparison table of Business Money Market Savings

Min. Opening Deposit	Balance/Term	Interest Rate	APY*
$25,000.00	$0.01 – $24,999.99	0.30%	0.30%
$25,000.00	$25,000.00 – $49,999.99	0.70%	0.70%
$25,000.00	$50,000.00 and above	1.00%	1.00%

Business Classic Savings

Comparison table of Business Classic Savings

Min. Opening Deposit	Balance/Term	Interest Rate	APY*
$200.00	$0.01 – $4,999.99	0.20%	0.20%
$200.00	$5,000.00 – $9,999.99	0.25%	0.25%
$200.00	$10,000.00 and above	0.30%	0.30%

Business Checking With Interest

Comparison table of Business Checking With Interest

Min. Opening Deposit	Balance/Term	Interest Rate	APY*
$100.00	$0.01 and above	0.30%	0.30%

Corporate Checking

Kasasa Cash Back

Disclosure

¹ Certificates of Deposit

Loan Rates

For our current lending rates, please contact us today!