Save More, Earn More
Money markets allow you to invest large balances at higher interest rates than a traditional savings account, and, unlike CDs, you can still access your funds at any time.
CBO offers tiers that provide increasingly high interest rates for higher balances.
Smart Rate Money Market Details
- Minimum opening deposit: $25,000.00
- Minimum balance: $25,000.00
- Monthly minimum balance charge: $20.00 (if below required minimum)
- Interesting bearing
- Account statements: monthly
- Withdrawals per month: 6
- Free Online Banking
Rates valid as of March 22, 2024
* APY = Annual Percentage Yield
Smart Rate Money Market
| Min. Opening Deposit | Balance/Term | Interest Rate | APY* |
|---|---|---|---|
| $25,000.00 | $0.01 – $24,999.99 | 0.30% | 0.30% |
| $25,000.00 | $25,000.00 – $49,999.99 | 0.70% | 0.70% |
| $25,000.00 | $50,000.00 – $89,999.99 | 0.85% | 0.85% |
| $25,000.00 | $90,000.00 and above | 1.00% | 1.00% |
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